§ Exemptions Calculator
State and Federal Exemptions
Gross Asset Total
$20,730.75
Net Equity to Exempt
$20,730.75
State Exemptions
Illinois — 735 ILCS 5/12-901 et seq.
| Total Automatically Exempted | $21,401.73 |
| Total Manually Exempted | $0.00 |
| Total Amount Exempted | $21,401.73 |
| Non-Exempt | $-670.98 |
| Total Homestead Exempted | $0.00 |
VEHICLES
🚗
2019 Chevrolet Tahoe
Non Exempt: $0.00
| Statute | Limit | Amount Applied | |
|---|---|---|---|
|
735 ILCS 5/12-1001(c)
Motor vehicle
|
$3,600.00 [D] | $3,600.00 |
Debtor's Equity $0.00
Exempted $3,600.00
Non Exempt $-3,600.00
🚗
2025 Puma (type unknown — may be Palomino Puma travel trailer/RV)
Non Exempt: $0.00
| Statute | Limit | Amount Applied | |
|---|---|---|---|
|
735 ILCS 5/12-1001(c)
Motor vehicle
|
$3,600.00 [D] | $0.00 |
Debtor's Equity $0.00
Exempted $0.00
Non Exempt $0.00
HOUSEHOLD
💻
Household goods — crib, baby toys, playpen, highchair, bath seat, baby food blender
Non Exempt: $0.00
| Statute | Limit | Amount Applied | |
|---|---|---|---|
|
735 ILCS 5/12-1001(a)
Jewelry (one piece)
|
100% | $530.00 |
Debtor's Equity $530.00
Exempted $530.00
Non Exempt $0.00
💻
Cell phone and phone charger
Non Exempt: $0.00
| Statute | Limit | Amount Applied | |
|---|---|---|---|
|
735 ILCS 5/12-1001(a)
Jewelry (one piece)
|
100% | $100.00 |
Debtor's Equity $100.00
Exempted $100.00
Non Exempt $0.00
💻
Clothing
Non Exempt: $0.00
| Statute | Limit | Amount Applied | |
|---|---|---|---|
|
735 ILCS 5/12-1001(a)
Jewelry (one piece)
|
100% | $500.00 |
Debtor's Equity $500.00
Exempted $500.00
Non Exempt $0.00
💻
Bob's Furniture bedroom set
Non Exempt: $0.00
| Statute | Limit | Amount Applied | |
|---|---|---|---|
|
735 ILCS 5/12-1001(a)
Jewelry (one piece)
|
100% | $1,000.00 |
Debtor's Equity $1,000.00
Exempted $1,000.00
Non Exempt $0.00
FINANCIAL
💰
Associated Bank Checking Account
Non Exempt: $2,929.02
| Statute | Limit | Amount Applied | |
|---|---|---|---|
|
735 ILCS 5/12-1001(b)
Wildcard (additional personal property)
|
$4,000.00 [D] | $4,000.00 |
Debtor's Equity $6,929.02
Exempted $4,000.00
Non Exempt $2,929.02
💰
US Bank Work Card (Amazon pay card)
Non Exempt: $0.00
| Statute | Limit | Amount Applied | |
|---|---|---|---|
|
735 ILCS 5/12-1001(b)
Wildcard (additional personal property)
|
$4,000.00 [D] | $4.73 |
Debtor's Equity $4.73
Exempted $4.73
Non Exempt $0.00
💰
Cash App Account
Non Exempt: $0.00
| Statute | Limit | Amount Applied | |
|---|---|---|---|
|
735 ILCS 5/12-1001(b)
Wildcard (additional personal property)
|
$4,000.00 [D] | $0.00 |
Debtor's Equity $0.00
Exempted $0.00
Non Exempt $0.00
💰
Amazon 401(k) Plan (Traditional)
Non Exempt: $0.00
| Statute | Limit | Amount Applied | |
|---|---|---|---|
|
735 ILCS 5/12-1006
Retirement accounts
|
100% | $0.00 |
Debtor's Equity $0.00
Exempted $0.00
Non Exempt $0.00
OTHER
📦
Books (3 from Barnes & Noble), pictures with frames, grandma photos
Non Exempt: $0.00
| Statute | Limit | Amount Applied | |
|---|---|---|---|
|
735 ILCS 5/12-1001(a)
Jewelry (one piece)
|
100% | $100.00 |
Debtor's Equity $100.00
Exempted $100.00
Non Exempt $0.00
📦
3 kayaks (2 free, 1 purchased for $49.99)
Non Exempt: $0.00
| Statute | Limit | Amount Applied | |
|---|---|---|---|
|
735 ILCS 5/12-1001(a)
Jewelry (one piece)
|
100% | $1,500.00 |
Debtor's Equity $1,500.00
Exempted $1,500.00
Non Exempt $0.00
📦
2025 Federal Tax Refund
Non Exempt: $0.00
| Statute | Limit | Amount Applied | |
|---|---|---|---|
|
735 ILCS 5/12-1001(g-7)
Earned Income Credit
|
100% | $8,231.00 |
Debtor's Equity $8,231.00
Exempted $8,231.00
Non Exempt $0.00
📦
2025 Wisconsin State Tax Refund (net of IL liability)
Non Exempt: $0.00
| Statute | Limit | Amount Applied | |
|---|---|---|---|
|
735 ILCS 5/12-1001(g-7)
Earned Income Credit
|
100% | $1,836.00 |
Debtor's Equity $1,836.00
Exempted $1,836.00
Non Exempt $0.00
📦
Auto insurance policy (Progressive or similar)
Non Exempt: $0.00
| Statute | Limit | Amount Applied | |
|---|---|---|---|
|
735 ILCS 5/12-1001(g-1)
Social Security benefits
|
100% | $0.00 |
Debtor's Equity $0.00
Exempted $0.00
Non Exempt $0.00
§ 735 ILCS 5/12-1001(c)
Exemption Description
Motor vehicle
| Asset | Debtor's Equity | Amount Applied This exemption only |
Total Exempted All exemptions |
Non Exempt |
|---|---|---|---|---|
| 2019 Chevrolet Tahoe | $0.00 | $3,600.00 | $3,600.00 | $-3,600.00 |
| 2025 Puma (type unknown — may be Palomino Puma travel trailer/RV) | $0.00 | $0.00 | $0.00 | $0.00 |
Exempted $3,600.00
Limit $3,600.00 [D]
Available Exemption $0.00
§ 735 ILCS 5/12-1001(b)
Exemption Description
Wildcard (additional personal property)
| Asset | Debtor's Equity | Amount Applied This exemption only |
Total Exempted All exemptions |
Non Exempt |
|---|---|---|---|---|
| Associated Bank Checking Account | $6,929.02 | $4,000.00 | $4,000.00 | $2,929.02 |
| US Bank Work Card (Amazon pay card) | $4.73 | $4.73 | $4.73 | $0.00 |
| Cash App Account | $0.00 | $0.00 | $0.00 | $0.00 |
Exempted $4,004.73
Limit $4,000.00 [D]
Available Exemption $-4.73
§ 735 ILCS 5/12-1001(a)
Exemption Description
Jewelry (one piece)
| Asset | Debtor's Equity | Amount Applied This exemption only |
Total Exempted All exemptions |
Non Exempt |
|---|---|---|---|---|
| Household goods — crib, baby toys, playpen, highchair, bath seat, baby food blender | $530.00 | $530.00 | $530.00 | $0.00 |
| Cell phone and phone charger | $100.00 | $100.00 | $100.00 | $0.00 |
| Clothing | $500.00 | $500.00 | $500.00 | $0.00 |
| Books (3 from Barnes & Noble), pictures with frames, grandma photos | $100.00 | $100.00 | $100.00 | $0.00 |
| 3 kayaks (2 free, 1 purchased for $49.99) | $1,500.00 | $1,500.00 | $1,500.00 | $0.00 |
| Bob's Furniture bedroom set | $1,000.00 | $1,000.00 | $1,000.00 | $0.00 |
Exempted $3,730.00
Limit 100%
§ 735 ILCS 5/12-1006
Exemption Description
Retirement accounts
| Asset | Debtor's Equity | Amount Applied This exemption only |
Total Exempted All exemptions |
Non Exempt |
|---|---|---|---|---|
| Amazon 401(k) Plan (Traditional) | $0.00 | $0.00 | $0.00 | $0.00 |
Exempted $0.00
Limit 100%
§ 735 ILCS 5/12-1001(g-7)
Exemption Description
Earned Income Credit
| Asset | Debtor's Equity | Amount Applied This exemption only |
Total Exempted All exemptions |
Non Exempt |
|---|---|---|---|---|
| 2025 Federal Tax Refund | $8,231.00 | $8,231.00 | $8,231.00 | $0.00 |
| 2025 Wisconsin State Tax Refund (net of IL liability) | $1,836.00 | $1,836.00 | $1,836.00 | $0.00 |
Exempted $10,067.00
Limit 100%
§ 735 ILCS 5/12-1001(g-1)
Exemption Description
Social Security benefits
| Asset | Debtor's Equity | Amount Applied This exemption only |
Total Exempted All exemptions |
Non Exempt |
|---|---|---|---|---|
| Auto insurance policy (Progressive or similar) | $0.00 | $0.00 | $0.00 | $0.00 |
Exempted $0.00
Limit 100%
Exemption Calculator Settings
Illinois does not use Federal Exemptions